I took my first loan at 0%, actually returned exactly what I borrowed. The money arrived in Kaspi in about 10 minutes, I didn't even expect it to be that fast.
Source: GoogleWhat Clients Say About Mikrozaimy
We collected ratings from the website, Google, 2GIS, and Yandex. We publish them as is — both good and with comments.
28 reviews about loans
A decent company, no scams. Manager Daniyar explained everything about the overpayment in detail. I recommend it to those who are short until payday.
Source: 2GISEverything is fine, the only thing is I would like a larger amount for the first time. But they transferred to Halyk quickly, thank you.
Source: WebsiteI applied at night, thought they would only reply in the morning — but no, the money was there in 15 minutes. They really work 24/7.
Source: YandexThey showed the APR right away, didn't hide anything. That's rare, honestly. I took it for phone repair, extended once without any issues.
Source: GoogleThank you very much! The first loan was interest-free, very convenient. It was credited to the card immediately.
Source: 2GISI'm using it for the second time. The first was 0%, the second already with interest but within normal limits for an MFI. Support responds quickly on WhatsApp.
Source: WebsiteI had an overdue payment on another loan, but they still approved me here. They really helped me out; I didn't know where else to turn.
Source: GoogleBystro i bez spravok, perevod na forte prishel srazu. Menedzher vezhlivyy, vse obyasnil. Rekomenduyu
Source: YandexI received the money without any issues, but I had to clarify the extension details a couple of times. In the end, everything was resolved, thanks to Madina from support.
Source: 2GISI took a large amount against my salary; they gave me almost the maximum. Everything is transparent, the contract is normal, I read it before signing.
Source: WebsiteThank you for having such companies. I urgently needed money for my mother's treatment; we applied in literally 15 minutes.
Source: GoogleEverything is fine, the rate is a bit higher than I'd like, but it's a microloan, what can you expect. The main thing is it's fast and hassle-free.
Source: YandexI applied online without leaving home, very convenient with two kids. The money arrived instantly on my Kaspi Gold card.
Source: 2GISI've taken it three times already, always without problems. Regular customers get good terms. Respect to the Mikrozaimy team.
Source: WebsiteI first applied back in 2023, and since then only here. An honest company, they always show the overpayment in advance.
Source: GoogleI urgently needed money for my child's kindergarten, I applied while waiting in line. The money arrived in Kaspi within 7 minutes, without a single call. Thank you!
Source: GoogleNormal service, but the SMS with the code was delayed, I had to request it again. I eventually received the money, no complaints.
Source: 2GISI'm taking it for the second time, everything is online, it arrives quickly on the card. The support team is polite, thank you!
Source: WebsiteI took 150 thousand for 3 months, the schedule is convenient, I pay through the app. Reminders come so I don't miss a payment. It's well designed.
Source: GoogleManager Aigerim helped me figure out the extension, she explained everything very patiently. Rare to find such support, thank you!
Source: YandexEverything was fast, but the first time the amount was small. After repayment, they raised the limit, so it's fine. The transfer to Halyk came immediately.
Source: WebsiteI was afraid to take a microloan, I read horror stories. But it turned out to be honest — they showed the GESV and the overpayment right away. I repaid early, and they recalculated it downward.
Source: GoogleI applied during lunch right from my phone, by evening the money issue was resolved. No certificates or guarantors, just IIN and card. Top
Source: 2GISI've used it more than once. This time it took a bit longer to process, probably because of the weekend. But the money arrived, everything as in the contract, no hidden fees.
Source: YandexMy credit history isn't perfect, banks refused me. Here they approved without questions. They really helped me out, thank you for giving people a chance.
Source: GoogleI'll leave a review) I took 35,000 when I lost my wallet before a trip. I applied right at the bus stop, the money arrived while I was waiting for the bus. Thank you very much!!
Source: WebsiteI use MFIs from different companies, I have something to compare. Here the speed and transparency are top-notch. Money to any bank card, not just Kaspi. I recommend.
Source: GoogleWant it just as fast?
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