Mikrozaimy — a direct MFO that issues loans in 15 minutes
We are a Kazakhstani microfinance organization. We issue money to any bank card without certificates, guarantors, or office visits. First loan — at 0%.
Affordable money when you really need it
Banks refuse, queues take a day, and you need money now — for treatment, repairs, travel, or until payday. Mikrozaimy bridges this gap: clear terms, honest overpayment calculation, and an online decision.
We are a direct microfinance organization, not an intermediary. You communicate directly with the company that issues the loan, so there are no hidden 'selection' fees or forced services.
- Transparent overpayment — we show the GESV next to the calculation
- Approval with just a passport and IIN, no income certificates
- Money to Kaspi, Halyk, Jusan, Forte cards
- Support via WhatsApp every day
Four reasons to choose Mikrozaimy
Fast
Decision on your application in minutes, money on your card in about 15 minutes.
Honest
We show GESV 35–50% before signing. No hidden fees.
Safe
Data is transmitted over a secure connection and processed in accordance with the law of the Republic of Kazakhstan.
Human-friendly
Live support on WhatsApp and a flexible approach to loan extensions.
The people responsible for your loan
A small team of financiers, lawyers, and support specialists.
Develops scoring and product line. 11 years in fintech and retail lending in Kazakhstan.
Ensures the client receives money within 15 minutes without unnecessary questions.
Ensures contracts comply with the Law of the Republic of Kazakhstan 'On Microfinance Activities' and data protection.
Calculates GESV, tests rates, and keeps product figures aligned for the client.
Ready to get a loan?
Write to us on WhatsApp — we'll suggest the amount, term, and overpayment before signing the contract. First loan at 0%.